The department of health strongly advices that you carry an EHIC (European Health Insurance Card) when abroad. The EHIC is not a substitute to travel insurance – it is  complimentary to it. With the EHIC you can access any treatment necessary on medical grounds under the state healthcare system of the country you visit. This includes emergency treatment, maternity care and treatment of a chronic disease or pre-existing illness like routine blood tests, injections, repeat prescriptions and checkups.

The EHIC complements private insurance but is not a substitute for it. It never covers the cost of bringing you back in Malta in the event of serious illness, accident or death. Private insurance is highly recommended.

To apply for EHIC simply click here, fill up the form and return it by post on the mentioned postal address.

Driving at home can be difficult enough and even more challenging when driving overseas. Most countries drive on the right hand side so all car controls in your car will be on the left. Here are some tips you will need to take extra care of when driving overseas;

1. DO take your driving license and car insurance certificate
2. DO make sure that your car insurance policy covers you for international driving if your policy is NOT Third Party ONLY you need to contact your insurer before travelling to ensure your car is covered while abroad.
3. DO check which side of the road you will be driving on when overseas.
4. DO know where you are going – plan your journeys and use a GPS
5. DO stick to the local speed limits.
6. DO carry an EHIC card

If you are planning to travel to exotic destinations or for long durations  it is important that you;

1. DO check what visas you require for the different countries you will visit.
2. DO check your passport will still be valid by the time you return to Malta.
3. DO see your GP and dentist for a checkup before you go.
4. DO check what vaccinations you need and keep a note of any medications.
5. DO take a travel first aid kit.
6. DO check where the no-go areas are and avoid them.
7. DO make sure that tap water is safe to drink, .

Scuba diving is an amazing experience and journey that’s paced with life and adventure. Having said that scuba diving is a dangerous sport. However with good planning and training you will have a spectacular time enjoying scuba diving.

1. Always be qualified by passing the internationally-recognized PADI open water course.
2. Ask your doctor for a medical exam before you learn to dive.
3. Never dive in dangerous waters.
4. Never dive alone.
5. Always follow the rules, safety warnings and guidelines set by the person in charge of the dive.
6. Always check your equipment carefully.
7. Always know local weather conditions before you dive.
8. Do use waterproof sun cream.

Skiing can be great fun but risky at the same time. A large number of skiers end up ruining their holiday when going skiing by paying a visit to the hospital. When going skiing travel insurance is a must.

1. Do take out the right winter sports travel insurance package.
2. Make sure that your skiing equipment is in good order.
3. Always wear a protective helmet when skiing
4. Prepare for the weather conditions when skiing, by wearing fleeced under garments.
5. Have lessons if you have never skied before.
6. Wear the right sunglasses / goggles.
7. Always carry a fully charged mobile with you
8. Make sure you apply sun cream even though you are going skiing.

It is important that your friends and family know where you are so as to help you in case of any difficulty that may arise.

1. Carry your fully charged mobile with you everywhere you go.
2. Always tell your friends and family where you are going – especially if you are back packing.
3. Do contact your friends or family should you get in trouble.